What Does It Mean to Get An Education?

The phrase “get an education” gets tossed around so much with little thought to what an education really is. Have you ever stopped to ask what that really means? “I want my kids to get an education!”, “I want to go back to school and get an education!” We hear it all the time. But what is this prize package? I have gone to school for a large portion of my life an I’m still not sure what the phrase means.

If we went off what the world considers an education I would say it could be summed up with a checklist. You need to pass a set of courses, with a wide degree of variation in scoring by the way, and then you are educated. At this point you will get a piece of paper and your are considered ready for a large amount of job opportunities. Once you have passed these courses it is highly unlikely anyone will check to see how well you did or if you remember any of it. How useful is this? Many have told me that this is more of a process to see who is willing to go that extra mile. You can assume that if someone got their degree they have spent large amounts of time studying and examining theories and practical application for many areas that should make them more profitable in the workplace. Having gone through the process I can tell you that some do and some don’t. I know several people that did the bare minimum and still got the same diploma that I did. On the other hand I also now several people that worked harder than me but did not seem like they would be a high quality employee. To put it bluntly they seemed like they may be eaten alive in any work environment. Education comes in many different degrees.Pun intended.

In the work environment I have seen many that have degrees from more prestigious Universities and others from less. Guess what? It doesn’t matter. Maybe in the hiring process it does but some are better at what they do regardless of their origins. In fact I would defend the idea that some that have not even had formal education could outperform some that have spent thousands of hours in the classroom. So who is better educated?

When I did my own analysis on education I had to start at the beginning. What is it that I would like my child going into kindergarten to know? The real answer is to work well with others. I want them to be able to be kind, be fair, and if necessary stand up for themselves as ethically as possible. Notice I didn’t say learn their A,B,C’s. That comes next.

Learning essential knowledge is the second part. A person must be able to problem solve, and work through life’s many challenges. This is where the multiplication and language skills come in. I think it is very important to learn math, reading, and science. The more a person knows about these things the more completely they can analyze a situation.

Some may think that I’m leaning toward not getting a formal education but I’m not. Every situation is different, and luckily every person is different as well. Some people will have to strive their whole life to gain the knowledge that others seemed to have acquired easily. Although this may seem unfair I still believe everyone has the same opportunity for success. To what area and extent for this success I would say it will be different for everyone.

So what is an education? It is the ability to gain and use all available knowledge and experience to make wise decision. Some answers will come from the heart and others from the head. Some questions will take much more effort from both. And some may end up with a coin toss or a game of rock, paper, scissors. Either way an education can come in all different forms. There is great value in a college experience but there is also great value in time playing on the playground. There is no one path to enlightenment and ultimately it is up to the adventurer to choose what they want to take away from their adventure. If you can use the knowledge and experiences you gain, to make your life better, your education was a success.

Ultimately I have to look at my children. I want them to be happy more than anything in the world. If I have a topic that they must learn I can ask myself one question. “Will this ultimately add to their happiness?” If the answer is yes then it is worth learning. To me, that is an education!

“Never let formal education get in the way of your learning.”

-Mark Twain

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How To Quit Your Job With An Online Home Based Business

There has never been a better time to start an online home based business. The Internet has provided an opportunity for anyone to make money from home. However, not everyone succeeds with their home based business. In this article I’m going to give you some tips and advice on how you can quit your 9-5 J.O.B and provide a better lifestyle for your family with an online home based business.

The first thing you need to do is choose the right opportunity. There are literally thousands of online home based business opportunities out there, so to help you choose the right one I’m going to tell you what to look for. You want to be sure that you join an opportunity that offer full training & support, along with a proven marketing system that you can plug into.

There is a lot to learn in this industry and if you have to figure it out on your own, you won’t be leaving your job anytime soon. But, if you are in an opportunity that is going to provide you with some guidance on what to do and how to do it, and they have a marketing system that’s already in place and is working for other people, you’re in good shape. This is the absolute fastest way to earning a full time income from home.

Once you are in the right opportunity, the next part is on you. How bad to you want out of your 9-5, how bad do you want financial freedom and time freedom. If you are in a good opportunity that provides you with what we just talked about, all you have to do is plug into the system, follow directions and get to work. One of the reasons many people fail in this industry is because they don’t want to do any work. They want to live the lifestyle and work from home, but they just want to push a button and see it happen. Doesn’t work that way.

You need to make a commitment to yourself. If you have the training, support, and guidance along with a proven system in place to follow, make a commitment to yourself that you are going to stick to it, stay consistent and follow it. If you only have two hours per day, then commit to working hard on your online home based business for those two hours.

If you have an opportunity that provides you with a system that is already working for other people, there is no reason it can’t work for you unless you don’t put forth the effort. If you are willing to put forth the effort and do the work necessary, quitting our job with an online home based business can happen for you, like it has so many others.

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Home Based Business – Requires That You Be a True Professional to Succeed

In a home based business professionalism is one of the important characteristics of entrepreneurs which set them apart from others. They have the ability to work in a unique way which most of the times leads to the success of their home business. If you want to succeed in your business, you’ll need to have the entrepreneur mindset and continue learning new skills for managing your home based business.Setting up a business and running it smoothly isn’t an easy task. If you want to become successful, you will need to have certain entrepreneurial traits and qualities. Mixing business with passion are the traits of an entrepreneur. That is what you need to be able to become successful in your business and it is the passion that will keep you motivated.In fact, your personality is an important determining factor which indicates if you should start up a home business or not. Quite a lot of people start businesses just as an extension of their hobbies. Do you think is it enough for you to become a successful businessperson? Let us understand some of the qualities of a true entrepreneur.Qualities of a True ProfessionalA true professional will always be able to judge the risk that lies in every business. Very often a beginner tends to fall into the pit of failures. An entrepreneur will always take time to analyze the situation and understand the drawbacks of new ideas before implementing them into their home based business.There might be risks involved with the new ideas as well. If you want to be a true entrepreneur, take a step back and assess the risks involved with the new ideas before you implement them. Check to see the changes will have a positive or negative impact on your business. If the perceived impact is negative, then you may want to go back and rethink them before your create a more serious problem than the one you are trying to fix. You will need to analyze each idea down to the smallest detail before putting them into action.Other important qualities of an entrepreneurAn entrepreneur has qualities like:o Strong desire
o Perseverance
o Self-confidence
o Competitiveness
o Willingness to take initiative
o Willingness to help others learnAbove all these qualities, the most important sign of an entrepreneur is a strong determination to succeed. You may have a lot of enthusiasm but without determination you may not be able to keep yourself motivated to continue during difficult situations.A true professional is one who is willing to keep learning new business tactics and also who has a keen sense of understanding towards new realities. Adaptability and awareness of varying circumstances within your business along with mental toughness are true signs of an entrepreneur. It is also important that you remain flexible enough to understand your customers and clients perspective at the same time.Excellent communication skills are a prerequisite for your home business. If you add humor in your communication with others, it helps you to break the ice quicker in order to build a long lasting business relationship.Leadership quality is something that few people possess naturally. However, you can always acquire this quality and all the other traits necessary to become a successful entrepreneur. Utilizing the Internet, you will have access to thousands of resources that help you to improve your entrepreneurial qualities.All business owners should seek to achieve a high level o professionalism if they want to be successful, especially in a home based business.

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3 Qualities a Home-Based Business Entrepreneur Needs to Be Successful

Many people think that setting up a home based business will be easy. They think that all they have to do is stick up some sort of website and they will be a millionaire. These people are on the road to being very poor very quickly. They jump around from get rich quick scheme to get rich quick scheme, paying for program after program and they are never successful. Then they give up in disgust and bad mouth those who work from home.A home-based business is not a get rich quick scheme. Richard Branson started his empire in the basement and Bill Gates started work from the garage. If you want to be successful working from home there are three qualities that you need.You need to be patient- Success is not immediate. You cannot just start a business and expect the money to roll in. You need to know that profitability takes time and effort. You need to build your home-based business up one foundation stone at a time to ensure that it is built in a viable way that cannot just be taken away from you. They say that there is no such thing as an overnight success although success can exponentially grow based on the efforts and patience that you have now.You need to be dedicated to the point that you are stubborn- They say that the most successful people are dedicated to the point of stubbornness. (As an aside, I do not mean pig-headed. If you are stubbornly doing something that isn’t bringing success to your business then you are wasting your time.) The most successful people work out what they want to do and then work out the best way to achieve it. They decide on their home-based business idea and they stick at it until it is profitable. They don’t jump around from idea to idea and get bored easily. They don’t waste money on schemes that fail to deliver. They set a goal, work out what they need to do to achieve this goal and then just stick at it.You need to be prepared to ask for help and take advice and criticism from others- Successful entrepreneurs and home-based business people are always prepared to ask for help and take advice and constructive criticism from others. Sometimes you get stuck at a plateau and you need a little advice from others on how to take that next step. You need to surround yourself with some mentors who can help you take your business to the next level.If you think that you possess the qualities that I have mentioned above then chances are that you could be very successful at running your own business.

Home Based Business Opportunity – Similarities and Differences With Traditional Ones

Before starting with any home based business opportunity, you might want to understand the similarities and differences with traditional business models. Many people are turning to online home business as opposed to storefront businesses these days.Similarities and differences with traditional ones:Funds:Let us first begin with the start up costs. Most home based online businesses can be started without too much of an economic impact whereas the conventional ventures usually require quite a lot of investment. If you want to start a business on a tight budget, you might want to keep your eyes open for a nice home based business opportunity.Business failures have been related mostly to inadequacy of funds. People always underestimate the expenses which they will need to incur for starting and running a business. This can prove to be an expensive mistake for them and they will need to abandon their dreams midway. This is a classic example for poor business planning.At least in the initial stages, your profitability will depend upon the size of your investment. If you are working on a shoestring budget, you will need to apply double the efforts in order to make up for the shortage of funds. You will need to storm into the market and make a big impact with your customers. A true businessperson will emerge victorious from this character test.This simple fact holds true for all the business-models. If you do not invest time and money into building your business, it will never grow. However, home based business could possibly succeed with comparatively lesser funds.Professionalism:Many people fail with their home based business opportunity because they do not treat it in a professional manner. Just because they are working from their homes, they tend to become more relaxed. Businesses do not work this way and here they will need to take examples from the conventional businesses and best practices.Almost many people seem to think that others will build their business for them. They believe that working from home does not require much of a time commitment. Most of the times, it will be too late for them before the reality strikes in on them.When you question any successful online entrepreneurs about how much time they put into building their business, you will be astonished at their responses.Most successful home based business people, despite the business model, work long hours to build their business. If you cannot make the time commitments, you might want to reconsider before starting a business.It is quite clear that a home based business opportunity runs in the similar lines with which the traditional businesses do. The only difference possibly would be the low startup costs and lower risk factors.

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Easy Home Based Business – How to Get Started and Be Profitable Fast!

Are you looking for an easy home based business to start you own company? Are you wanting to make money on your own terms. Are you wanting to make the most of out your life? Most are and most have ended up online making a lot of money and experience more happiness them they thought possible. First thing I want to get out of the way is starting your own business venture is hard, hard, hard. hard work. You will work hard then having a 9-5 job but you will make more money and experience a lot more happiness. I have, and at times you might ask yourself why you even started this. But just remember hard work will pay off even when things seem hard as ever I promise you it will pay off. So starting an easy home based business will be fun and will be easy but will take effort an work. Now that is out of the way. I want to share some questions you should ask yourself when starting out and when picking an easy home base business.1) First thing you should ask yourself is why do you want to start a business. What kind of business will you start. Will you create an online product or service. Or sell someone else’s product or service. Both are very profitable by the way. Next thing you need to consider how big you want your business to be. In my view you should always aim to start a big business why aim small the the world is yours for the taking aim big and shoot for the stars. Truth me going big is and putting %100 of yourself in something will pay off more then say putting %50 of yourself into something.2) Second thing you should do is research. DO YOU HOME WORK PLEASE. Finding an easy home based business is fun as long as you do you homework. Research you products your selling, research your market you want to create a product in, research the company you learn from and the products you learn from. Before your invest. There are many scams out there and I would hate for anyone to be scammed. I have been scammed in the past and it doesn’t make you want to continue starting an online business especially when your are learning. It’s a pisses off.3) Third thing is have fun. Don’t take things to seriously but work hard and be committed to what you want. Set goals with specific out comes. Take failures and set back as learning lessons. An starting and finding an easy home base business will be the best thing you have ever done. As well as the most profitable. I hope this has helped you in getting some ideas for a easy home based business.

10 POWERFUL Reasons Why You’re Crazy NOT To Start A Home Based Business In 2005

Home Based Business’s are spreading across North America and have become widely recognized as one of the most desirable business’s to start for several reasons.Just think for a minute what it would be like to work from home and never have to worry about waiting in grid lock traffic or to answer to your boss’s demands.Wouldn’t that be great?In today’s fast paced world a little extra income doesn’t hurt in order for the average guy or gal to get ahead in life so they can enjoy the little extra’s life has to offer that there current job doesn’t allow them to do.I know from experience because that’s what made me take the necessary action steps required in order for me to enjoy the quality of life I wanted to live and provide for my family.But, the problem that usually occurs is people need to be motivated by something or inspired in order to take action.Well, the purpose of this article is to do exactly that, inspire you.I’m going to cover with you the 10 main reasons why You should consider starting your known ‘Home Based Business’ and the benefits behind each of them.I guarantee once you read through them you’ll agree that a ‘Home Based Business’ might be worth considering.With that said, let’s go to reason #1.Reason #1. Be your own Boss.Ever dream of being your own Boss?Well starting a ‘Home Based Business’ is a step in the right direction and the best part is, you’ll never have to answer to anyone else’s orders, just your own.Reason #2. Work when you want to.This is probably one of the best reasons in my book for starting a ‘Home Based Business’ simply because you get to set your own schedule for what hours You want to work.This is especially beneficial for stay at home moms who have children to tend to and need some flexibility in there work schedules.Reason #3. Freedom to do what you want when you want.How’s that for a reason to get started. By being your own boss and being able to schedule your own work hours you NOW have the freedom to do what you want when you want to with whom you want at anytime.It’s a great feeling to be in control of your own life and do what you want when you want.Reason #4. No more worrying about job security.By having you own ‘Home Based Business’ you never have to worry about receiving a pink slip from your boss or a “SORRY”, but the company has to cut back on its employee’s and You happen to be one of the one’s who has to go.Reason #5. It doesn’t interfere with your current “J.O.B.”.That’s right, you don’t have to quit your current J.O.B. in order to get started. You can start on a part-time basis until your able to replace your current income with the income you generate from your business.Remember, you get to set your own hours for when you want to work your business.Reason #6. It will make you a more confident person.By setting out and starting your own business it’ll make you a more confident person because it takes a lot of confidence to start something you have no idea what the outcome might be and the risks involved, whether there financial or personal.Reason #7. It builds a sense of pride.Wouldn’t it be great to be able to tell your friends and family or just somebody you meet that you’re an entrepreneur and you run and operate your own successful ‘Home Based Business’.Pride also works as a motivator because the more successful you get the harder you’ll want to work in order to achieve the goals you have set for your business.Reason #8. It’s all for the MONEY.MONEY is a pretty obvious reason for starting a ‘Home Based Business’ because Why would you otherwise start a business if you weren’t planning on making any MONEY.It also builds a sense of security for your way of life and the things you enjoy doing because the facts are… nothing for FREE. Everything has a price.Reason #9. You get great Tax benefits.You heard right, you get Tax benefits with running your own ‘Home Based Business’ because now you’re entitled to home business tax deductions.This is a category in it’s own and getting a good CPA who has experience with home based business tax returns will be essential in order for you to maximize your return for the year.Reason #10. Wouldn’t it be great to retire early.If your business turns out to be a SUCCESS and you invest and put your money to work for you, wouldn’t it be great to retire early and do the things you’ve always dreamed of doing, but never had the time or money to do so.There you have it, “10 POWERFUL Reasons Why You’re Crazy NOT To Start A… Home Based Business In 2005″.Now, if those 10 reasons don’t get you excited about starting a ‘Home Based Business’ then I have failed to inspire you.If you need to read through them again, do so now.These are the very reasons I contiplated before starting my home based business and in my mind are the most common.Write down for yourself why You would want to start a ‘Home Based Business’, I bet you’ll come up with several of the reasons I’ve listed above.With that said, there’s one more thing I want to mention and that is if you are seriously thinking about starting a ‘Home Based Business’, whether it be online or offline, make sure you put together a ‘Step-By-Step’ business plan on the actions you must take and make sure you start a business you enjoy doing.

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Legal Accounts Software

We live in a fast-paced world. Everything seems to be happening against the clock, and keeping up with innovations is essential in many aspects of our lives. Computers and the Internet have already shaped our life style, and we have gotten so accustomed to making the most of them that we could hardly imagine a world without PCs or software. Computers and cutting-edge software have also had a tremendous impact on the way businesses are being conducted. Every day, a new piece of software is being launched on the market, and businesses of all kinds are already reaping the benefits of employing all kinds of software that improve their overall performance to a great extent. Computers and software have left no industry dull, and the legal practice is no exception. The diverse and complicated activities taking place within the legal practices are definitely easier to perform with the help of legal technology solutions. The number of practices employing legal software is constantly growing, as a direct result of the numerous benefits that legal technology solutions bring.

The legal technology solutions include legal billing software, e-conveyancing, digital dictation software, legal accounts software, online case tracking, and so forth.

Meeting the specific needs of each legal office, while benefiting from the ultimate management solution is now possible due to the legal accounts software. This solution is integrated and comprehensive, and if implemented properly, it meets all the required rules and standards, such as Legal Aid Franchising Quality Assurance Standards, Law Society rules and Lexel standards.

Holding all the information regarding clients and matters in a single database generates a significant maintenance time reduction, as well as cost savings. The legal accounts software allows for the information inside a legal office to be held in such a single data source, which is constantly and centrally used and updated. Furthermore, the full integration of the legal accounts software with other legal technology solutions ensures the simultaneous updating of the accounts information, which delivers great control.

Both the common management reports and the accounting reports, which are normally provided by sophisticated packages, are included in the legal accounts software. Any piece of information, from Client Matter Balances to Profit, Loss and Balance Sheet reports can be analysed with the help of this software. Moreover, the analysis can be performed either by department or by branch, and standard reports can be modified as they are running, due to their pre-installed parameters.

The other functions of good legal accounts software include Cheque Printing, Ledger Card, Time Recording and Automatic Bank Reconciliation. The Cheque Printing function allows the printing of customisable cheques, either for the firm or for clients, from any bank account. The Ledger Card function displays essential information, such as client, office, bill, disbursements, and deposit balances, related to the client’s matter. Choosing the most appropriate way to record your time is possible with the Time Recording function of the legal accounts software. The accuracy of the information inside the systems is increased and the time spent on duplicating work is substantially reduced. The Bank Reconciliation facility allows the analysis and cross-reference of batch payments and receipts, and displays the changing reconciled balance.

Getting Small Business Administration Loans With Recent Changes

In early 2022, getting small business administration loans became easier when the government streamlined the lending process and changed some features of the SBA’s popular loan programs. After complaints that the average SBA loan application was too complex and lengthy, the government decided to reduce the paperwork required to help expand upon the number of businesses with access to a loan or commercial mortgage. Some of the most difficult financing steps a business will face are the loans necessary at the startup phase. Getting initial funding for small business administration loans has been nearly impossible for some business owners, particularly because of the collateral and credit history requirements used in the past.

One of the biggest changes to the SBA 7(a) and 504 loan programs has been the elimination of the personal resource test. Before this change, applicants would need to undergo a complex process to determine how much collateral might be required for a particular loan application. This change has benefited businesses seeking the commercial loan rates offered through SBA loans, particularly when conventional loans have been out of reach. In addition, the rule changes surrounding business affiliation have made it possible for certain companies to qualify for small business administration loans despite having a financial connection to larger companies with significant revenue.

One of the biggest hurdles for qualifying for SBA loans has been the size requirement. The reason why the rules on affiliation were changed is because a large company with ties to a small company that was applying for an SBA loan wouldn’t benefit from trying to get a government-backed loan. Large companies have been able to qualify for conventional loans with rates lower than traditional SBA loan rates. However, loan limits were changed in 2010 to accommodate larger small business administration loans, as well as businesses with net income up to $5 million. This means that a company with $100 million in sales with only $5 in net income could actually satisfy SBA loan requirements.

The recent changes were made to help small businesses, but overall the modifications have made it easier for larger businesses to get SBA loans, too. One of the ways in which SBA loans haven’t changed is the requirement for collateral. Despite changes to the personal resource test, business owners have still had the opportunity to put their personal assets into the application as collateral. Placing a personal home up as collateral for an SBA loan has remained a standard part of building a business from the ground up. Fortunately, the SBA has allowed applicants to use collateral not owned by the business to satisfy SBA loan requirements.

Before deciding upon which loan to apply for with a local lender, a business borrower should figure out which SBA loan program would offer appropriate funds. Different loan programs available through lenders include CDC/504 loans for real estate and equipment, general SBA loans through the 7(a) program, and micro loans. The government even offers disaster loans that homeowners and renters can use. The variety of available small business administration loans ensures most small business owners can find an appropriate type.

The economic recovery has helped make it easier to qualify for small business loans, and with the rule changes in effect, it has been the government’s hope that there would be additional businesses applying for SBA loans. When seeking a small business loan, it’s important for business applicants to research a variety of lenders to determine which offers the best opportunity for approval. Small business administration loans do have some eligibility requirements, but many businesses can meet those requirements by finding a lender who specializes in small business loans.

Joe Mackey has spent 22 years in the lending industry, covering market trends, acquisitions, valuation and lending. As one of the top lender for commercial mortgages online helping investors and business owners alike understand the benefits of leveraging government programs like Small Business Administration loans [http://commercialmortgageconcepts.com/commercial-real-estate-loans/hotel-financing/] for better returns on their hotel and motel investing. He constantly strives to help those he’s associated with access the best refinancing rates and loan terms available. Call him today and you’ll quickly see why his lending expertise is vital for your commercial financing needs.

How To Succeed At Online Product Creation The Easy Way

Product creation could be a frightening subject for a lot of Internet marketers to face. Some folks who get in the game with the intention of making a full time income are completely ignorant as to how an online business operates. One of the most profitable ways to create online cash is by creating a product that others are happy to pay for.

Product creation is legitimate method of generating money through internet marketing but many entrepreneurs get it wrong. They start by imitating their Internet marketing gurus by creating information products on Internet marketing in hopes of getting rich the way their heroes did. The problem is that they usually don’t know what they are doing and enter a highly competitive niche with very little marketing experience or connections.

Here are a few tips for effective product creation that may help you get on the right track:
Start by finding a profitable niche with low to moderate competition. If you conduct some rudimentary market research and keyword research, you’ll find many opportunities in areas that will surprise you. Amazon and eBay are two great places to brainstorm for product ideas.

Developing Your Product does not have to be a difficult project. You can find experts in the right field for your niche and pay them to write the material while an artist designs the packaging and website or blog. You can outsource the entire product creation part of the project after you conduct the research and testing to ensure profitability.

Sales and marketing strategies should be created while developing the product and learning about the market. Some experienced marketers use pay per click to drive traffic to their offer page; some folks outsource the entire marketing campaign to affiliates through ClickBank or other affiliate programs.

Product creation does not need to be hard, particularly when the merchandise is electronic. E-books, videos, audio and multi-media products sell very well. They are distributed immediately to customers electronically. Once you have a good feel for a niche market, try to service your customers with associated products and upgrades. If you want to earn money online through product creation, you must understand supply and demand. The majority of new online marketers fail miserably because they go after highly competitive markets or forget to research their chosen niche properly. You have to create your products according to the needs, wants and desires of the prospective customers.

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